Official register · The Maltese Islands

The Bando register: eight proclamations for the Maltese Islands

The complete register of bandi 4notify publishes for the Maltese market: PSD2 SCA with SEPA Instant, the MCA numbering plan and Sender ID, CFR electronic invoicing and VAT, mygov.mt with eID Malta, consent under the IDPC, MaltaPost and courier dispatch, Tallinja and the Gozo ferry, and the University of Malta and MCAST intake. Each bando names its authority, its date, the statutes cited and the delivery channels.

  1. Bando No BND-MT-001Section: Banking and paymentsStatus: In force

    PSD2 Strong Customer Authentication and SEPA Instant: OTP delivery to Bank of Valletta, HSBC Malta, APS Bank and BNF over GO, Melita and Epic

    The Malta Financial Services Authority (MFSA) supervises the Maltese banking system under PSD2 (transposed by S.L. 371.16) and the SEPA Instant scheme. Every login and every payment confirmation on Bank of Valletta, HSBC Malta, APS Bank and BNF Bank demands a second factor. 4notify delivers one-time passwords with a P50 below 4 seconds over the GO, Melita and Epic networks via direct tier-1 connections — and signs the audit envelope for the five-year retention window the MFSA expects.

    Classification
    PROCLAMATION
    Authority
    MFSA · SEPA Instant
    Date
    2026-05-28
    Channels
    SMSPushEmail
  2. Bando No BND-MT-002Section: TelecommunicationsStatus: In force

    MCA numbering plan, Sender ID and A2P routing into Malta over GO, Melita and Epic

    The Malta Communications Authority (MCA) regulates the +356 numbering plan and the alphanumeric Sender ID under the Electronic Communications (Regulation) Act (Cap. 399). Three operators cover the islands: GO plc, Melita and Epic Communications Limited. 4notify routes via direct tier-1 termination on all three, registers the alphanumeric Sender ID, and verifies the Do Not Originate list at the API edge before every send.

    Classification
    PROCLAMATION
    Authority
    MCA · Operators
    Date
    2026-05-28
    Channels
    SMSVoice
  3. Bando No BND-MT-003Section: Tax administrationStatus: In force

    Commissioner for Revenue, electronic invoicing and Maltese VAT: acknowledgement and validation delivery to the taxpayer

    The Commissioner for Revenue (CFR) administers VAT under the Value Added Tax Act (Cap. 406), with the standard rate at 18% (one of the lowest in the EU) and reduced rates of 12%, 7% and 5%. Maltese taxpayers are migrating to structured electronic invoicing for B2G via PEPPOL and progressively for B2B. 4notify integrates with Maltese accounting suites and delivers acknowledgements of receipt, validation status reports (accepted / with observations / rejected) and delivery notices to the right accountant.

    Classification
    PROCLAMATION
    Authority
    CFR · VAT Department
    Date
    2026-05-28
    Channels
    EmailWebhook
  4. Bando No BND-MT-004Section: Digital governmentStatus: In force

    eID Malta, mygov.mt and the delivery of one-time codes to the Maltese citizen

    The mygov.mt portal concentrates the services of the Government of Malta, and the eID Malta scheme — notified under eIDAS at the substantial level of assurance — gives a single digital identity to citizens and residents. 4notify integrates with the notification gateway of the Office of the Prime Minister (servizz.gov.mt) and delivers appointment reminders, case-progress notices and one-time codes for eID step-up, with ID-card number masking.

    Classification
    PROCLAMATION
    Authority
    mygov.mt · eID Malta
    Date
    2026-05-28
    Channels
    PushSMSEmail
  5. Bando No BND-MT-005Section: PrivacyStatus: In force

    IDPC, Data Protection Act and consent: lawful-basis framework for transactional and marketing delivery in Malta

    The Information and Data Protection Commissioner (IDPC) supervises Maltese implementation of the GDPR through the Data Protection Act (Cap. 586) and the Processing of Personal Data (Electronic Communications Sector) Regulations (S.L. 586.01). Marketing communications require consent; transactional traffic requires a valid lawful basis. 4notify records the lawful basis on every envelope and verifies consent at the API edge before each send.

    Classification
    PROCLAMATION
    Authority
    IDPC · Data Protection Act
    Date
    2026-05-28
    Channels
    EmailSMSWebhook
  6. Bando No BND-MT-006Section: LogisticsStatus: In force

    Parcel, dispatch and collection-point notices: MaltaPost universal service, DHL Malta and the island couriers

    Malta moves several million parcels every year between the universal postal service MaltaPost (designated under Cap. 254), the international integrators DHL and FedEx, and the island couriers. 4notify normalises carrier events into a single envelope schema and delivers out-for-delivery, delivered and collection-point notices with SMS keyword handling (RESCHEDULE, PICKUP) — useful on an archipelago where Gozo dispatch routes through Mġarr and the ferry adds a leg.

    Classification
    PROCLAMATION
    Authority
    MaltaPost · DHL · Express couriers
    Date
    2026-05-28
    Channels
    SMSPushEmail
  7. Bando No BND-MT-007Section: TransportStatus: In force

    Tallinja bus network, Gozo Channel ferry and Transport Malta alerts: mobility notices for the islands

    Hundreds of thousands of journeys cross the islands every day on the Tallinja bus network operated by Malta Public Transport under the Transport Malta franchise, and the Mġarr–Ċirkewwa ferry of the Gozo Channel Line carries some 4.5 million passenger movements a year. 4notify integrates with the Transport Malta open-data feeds, the Tallinja API and the Gozo Channel timetable and delivers disruption alerts and ferry diversions on the customer's preferred channel.

    Classification
    PROCLAMATION
    Authority
    Transport Malta · Tallinja · Gozo Channel
    Date
    2026-05-28
    Channels
    PushSMSEmail
  8. Bando No BND-MT-008Section: Higher educationStatus: In force

    Admissions, enrolment and financial aid notices: delivery to students of the University of Malta and MCAST

    Every academic year, tens of thousands of students sit admission decisions at the University of Malta (UM), the Malta College of Arts, Science and Technology (MCAST) and the Institute of Tourism Studies (ITS). The Malta Further and Higher Education Authority (MFHEA) anchors the qualifications framework. 4notify delivers admission results, enrolment notices, residence-allocation messages for the Tal-Qroqq and Paola halls, and stipend reminders by SMS, push and email.

    Classification
    PROCLAMATION
    Authority
    UM · MCAST · MFHEA
    Date
    2026-05-28
    Channels
    SMSEmailPush