Bando
4notify Malta · By the Grace of the Order
Year IV · No. 14,932Thursday, 28 May 2026Free
MCA · MFSA · CFR · IDPC · 3 operators

Notifications for Malta, read aloud in the Bando.

Direct tier-1 termination with GO, Melita and Epic + alphanumeric Sender ID. Email, push, PSD2 SCA OTP for BOV / HSBC / APS / BNF, electronic invoicing with the CFR, mygov.mt + eID Malta, IDPC consent verification — all on one platform, with a signed audit envelope recognised by the MCA, the MFSA, the CFR and the IDPC.

8 proclamations · 3 operators · 1 audit envelope

GO plcMelitaEpic
PROCLAMATION
BND-MT-005 · Privacy

IDPC, Data Protection Act and consent

Article 1. — By the Grace of the Order, and pursuant to the Data Protection Act (Cap. 586), this present Bando is hereby published touching upon the management of lawful basis and consent for electronic delivery…

IDPCCap. 586GO plcMelitaEpic
Proclaimed — 4notify Office of Operations
OTP P50 latency
2.5 s
IDPC consent
Automatic
CFR e-invoicing
Integrated
Bando · by section

Four sections. Eight proclamations. One signed envelope.

Every institution that touches the Maltese resident — the MFSA and the CFR in finance, mygov.mt in citizen services, Transport Malta and Gozo Channel in mobility, the University of Malta and MCAST in education — keeps its own delivery rhythm. 4notify is the only press that publishes the eight standing proclamations under a single signed envelope.

Banking and payments

From PSD2 Strong Customer Authentication on Bank of Valletta, HSBC, APS and BNF through to SEPA Instant routing — OTP delivery inside a 60-second window over GO, Melita and Epic, with the five-year signed audit envelope the MFSA expects.

Pricing

SMS, WhatsApp messages and emails do not expire

SMS
0.2 / SMS messages
  • Notifications platform
  • Reminders
  • e-Commerce integrations
  • APIs and Plugins
WhatsApp
0.2 / message
  • Notifications platform
  • Reminders
  • e-Commerce integrations
  • APIs and Plugins
Email
0.03 / emails
  • Notifications platform
  • Reminders
  • e-Commerce integrations
  • APIs and Plugins
Agenda · 28 May 2026

Eight proclamations for the Malta edition

PSD2 SCA OTP, MCA Sender ID, CFR electronic invoicing, mygov.mt + eID Malta, IDPC + GDPR, MaltaPost dispatch, Tallinja and the Gozo ferry, University of Malta and MCAST — eight proclamations, each read aloud by the 4notify Office of Operations.

BND-MT-001Banking and payments

PSD2 Strong Customer Authentication and SEPA Instant: OTP delivery to Bank of Valletta, HSBC Malta, APS Bank and BNF over GO, Melita and Epic

The Malta Financial Services Authority (MFSA) supervises the Maltese banking system under PSD2 (transposed by S.L. 371.16) and the SEPA Inst

smspushemail
Read →
BND-MT-002Telecommunications

MCA numbering plan, Sender ID and A2P routing into Malta over GO, Melita and Epic

The Malta Communications Authority (MCA) regulates the +356 numbering plan and the alphanumeric Sender ID under the Electronic Communication

smsvoice
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BND-MT-003Tax administration

Commissioner for Revenue, electronic invoicing and Maltese VAT: acknowledgement and validation delivery to the taxpayer

The Commissioner for Revenue (CFR) administers VAT under the Value Added Tax Act (Cap. 406), with the standard rate at 18% (one of the lowes

emailwebhook
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BND-MT-004Digital government

eID Malta, mygov.mt and the delivery of one-time codes to the Maltese citizen

The mygov.mt portal concentrates the services of the Government of Malta, and the eID Malta scheme — notified under eIDAS at the substantial

pushsmsemail
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BND-MT-005Privacy

IDPC, Data Protection Act and consent: lawful-basis framework for transactional and marketing delivery in Malta

The Information and Data Protection Commissioner (IDPC) supervises Maltese implementation of the GDPR through the Data Protection Act (Cap.

emailsmswebhook
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BND-MT-006Logistics

Parcel, dispatch and collection-point notices: MaltaPost universal service, DHL Malta and the island couriers

Malta moves several million parcels every year between the universal postal service MaltaPost (designated under Cap. 254), the international

smspushemail
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BND-MT-007Transport

Tallinja bus network, Gozo Channel ferry and Transport Malta alerts: mobility notices for the islands

Hundreds of thousands of journeys cross the islands every day on the Tallinja bus network operated by Malta Public Transport under the Trans

pushsmsemail
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BND-MT-008Higher education

Admissions, enrolment and financial aid notices: delivery to students of the University of Malta and MCAST

Every academic year, tens of thousands of students sit admission decisions at the University of Malta (UM), the Malta College of Arts, Scien

smsemailpush
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Affiliate programme · The Public Crier

20% recurring for the whole life of the customer, paid by SEPA in EUR, settled monthly

Accountants, fintech consultants, clinical-system integrators, e-commerce platforms and managed-service providers have standard access to the 4notify affiliate programme across Malta. We pay 20% on every renewal of the referred customer's subscription, for the whole life of the relationship.

Monthly payout by SEPA in EUR; VAT is calculated automatically at the standard 18% Maltese rate where applicable, with self-billing electronic invoicing aligned with Cap. 406. Export compatible with Maltese accounting suites.

Become a Bando partner
  • 0120% recurring for the whole life of the customer, no cap
  • 02SEPA EUR payout to any Maltese bank (BOV, HSBC, APS, BNF)
  • 03Automatic electronic self-billing for VAT-registered partners
  • 04Export compatible with Maltese accounting suites (Shireburn, Workspace, Sage Malta)
  • 05English-speaking partner success across CET hours
MCA · 3 operators

Direct termination on the three Maltese mobile network operators

The Malta Communications Authority regulates CLI verification and the alphanumeric Sender ID for A2P SMS into Malta. The Do Not Originate list blocks the spoofing of reserved identifiers from banks, government and emergency services. 4notify routes via direct tier-1 termination with GO plc, Melita and Epic.

GO plc46% shareP50 2.5 s
Melita32% shareP50 2.8 s
Epic22% shareP50 3.1 s
+356 79xx / 77xx / 99xx / 98xx / 96xx — Mobile
Three MNOs + small MVNO segment; MCA CLI verification chain.
Short code (4-5 digit)
Two-way SMS; trademark registration; dedicated/shared.
Alphanumeric Sender ID (≤11 chars)
Operator registration; demonstrable trademark or MBR company.
Do Not Originate list (mandatory)
Banks, government and emergency services may not be spoofed.
Public Crier · live ledger

Today in the Bando

LIVE · 14:32
  • 14:32MFSASEPA Instant SCA OTP delivered · Bank of Valletta · 60-second window honoured · audit envelope signed and retained for five years
  • 14:31CFRElectronic-invoice acknowledgement delivered to 1,247 taxpayers across the three operators; Peppol BIS Billing 3.0 validation P50 47 s
  • 14:30IDPCLawful-basis verification automatic at the API edge; 8,430 numbers without consent blocked before send under Cap. 586
  • 14:29MCAAlphanumeric Sender ID rotation across GO, Melita and Epic; Do Not Originate list refreshed every 5 minutes
  • 14:28mygov.mtService-ready cascade · push, then SMS, then email · ID-card masking active · eIDAS substantial assurance honoured
  • 14:27Gozo ChannelMġarr–Ċirkewwa ferry disruption notice delivered to 12,830 subscribed commuters; next sailing 19:30

The Public Crier · proclaimed live (this column refreshes every minute)

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